Our Products

When Women Unite,
Capital Follows

Chester Investment backs women who come together with a shared purpose. No individual collateral — just collective trust and the will to grow.

UMRA Tier 4 Licensed
8 – 25 Members Per Group
No Individual Collateral
Free Financial Training
Repeat Loans in 2–3 Days

Available Now

Our Loan Products

Built around how women in Uganda actually work — together.

Women Group Loan
Available Now
For VSLAs & Savings Groups
Women Group
Loan

A loan designed for women who know and trust each other. Form a group of 8 to 25 members in your locality, go through our free structured training, and unlock capital to grow your businesses — together.

No individual collateral
Ages 18 – 69 only
Home & business assessment
2-week process (first loan)
Repeat loans in 2–3 days
Free financial training
Register Your Group
Business Loan
Individual Business Loan

Fast capital for sole traders, market vendors, and small shop owners — with flexible repayments built around your income cycle. We're working on it.

Coming Soon

Step by Step

How Group Formation Works

From first meeting to loan in hand — here's exactly what to expect, with no surprises.

1
Come Together in Your Locality

Women in the same neighbourhood or trading area come together to form a group. Being nearby builds accountability and genuine mutual support.

2
Meet the Basic Requirements

Every member must be between 18 and 69 years old and own a small business. Members must know each other well — including both home and work addresses.

3
Form a Group of 8 – 25 Members

Your group needs a minimum of 8 and a maximum of 25 women. This size ensures strong solidarity while staying manageable for collective decisions.

4
Attend Free Group Training

Before any loan is issued, your group receives free education covering the loan process, group formation & sustainability, loan management, and business growth.

5
Submit Group Requirements

The group submits the necessary documentation for admission. Our loan officer guides you through everything needed — step by step, no guesswork.

6
Home & Business Assessment

Our Branch Manager and Loan Officer personally visit each member's home and workplace before disbursement — a friendly visit, not an interrogation.

7
Receive Your Loan — and Come Back Faster Next Time

The first-loan journey takes 2 weeks from group formation to disbursement. Once you're a client, repeat loans take just 2–3 days — because by then, we already know and trust you.

Group members
8–25
Members per Group

Who Can Join

Group Eligibility
Requirements

If you and your fellow members tick these boxes, you're ready to start your group application today.

  • Same LocalityAll members must live or work in the same neighbourhood or trading area.
  • Age 18 – 69 YearsEvery member must fall within this age range at the time of application.
  • Active Small Business OwnerEach member must own and operate a small business, however humble it may be.
  • Members Know Each Other WellThe group must be able to verify each other's home and work addresses. Trust is the foundation of everything.
  • Group Size: 8 – 25 WomenAt least 8 members and no more than 25 to qualify for the group loan.

Included Free of Charge

We Don't Just Give Loans —
We Build Knowledge

Every group receives free training before their first loan. A loan without knowledge is a risk; a loan with knowledge is a launchpad.

Loan Process

We walk your group through exactly how the loan works — repayments, responsibilities, and what to expect from day one.

Group Formation & Sustainability

How to build a group that stays strong — leadership, conflict resolution, and keeping the collective spirit alive long-term.

Loan Management

Smart borrowing habits, repayment planning, and how to deploy your loan capital most effectively for your specific business.

Business Growth

Practical tips on growing your business, managing stock, keeping simple records, and preparing for your next loan cycle.

Ready to Begin?

Start Your Group.
Change Your Story.

Get in touch with our team today and we'll guide you through forming your group and starting your application — completely free of charge.

Register Your Group